Products & ServicesA broader view of insurance protection.
Our product portfolio is designed to help you address health coverage, income and family protection, retirement-oriented needs, travel risks, final expenses, and supplemental benefits.
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Medicare
Guidance on Medicare-related coverage choices, including Medicare Advantage and Medicare Supplement options, along with prescription-drug considerations where applicable. We help you compare premiums, cost-sharing, provider networks, benefits, and other plan features.
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Individual Health / ACA
Individual and family health insurance options for people who are not covered through an employer or who need alternatives. We can help review plan structures such as premiums, deductibles, copays, coinsurance, networks, and covered services.
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Group Health
Small-business group health solutions for employers seeking to offer health benefits. We can help employers evaluate plan design, employee contributions, networks, ancillary benefits, and the overall fit for their workforce.
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Life Insurance
Life insurance options intended to help protect loved ones, business interests, income needs, debt obligations, and long-term financial goals. Depending on eligibility, solutions may include term and permanent life insurance.
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Life Settlement
A life settlement may allow an eligible policy owner to sell an existing life insurance policy for a lump-sum payment that can be greater than the policy's cash surrender value but less than the death benefit. Suitability and eligibility are highly case-specific.
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Annuities
Annuities can be used in retirement-oriented planning to address income, accumulation, or other financial objectives depending on the product. We can help you understand guarantees, liquidity, fees, surrender provisions, and other contract features.
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Burial / Final Expense
Coverage designed to help families prepare for eligible final expenses and related costs. We can review available benefit amounts, underwriting requirements, premiums, and policy provisions.
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Foreign Travel Insurance
Travel-related insurance options may help address eligible medical, emergency, trip, or other covered risks while traveling outside the United States, subject to the specific policy terms and exclusions.
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Ancillary Products
Supplemental benefits can complement major medical or other core coverage. Depending on availability, these may include dental, vision, accident, critical illness, hospital indemnity, disability-related or other supplemental products.